I Am a Solo Consultant. What Insurance Do I Need?

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If you think you don’t need business insurance because you’re a self-employed consultant who works from home, you could be making an expensive mistake. That’s because even though you may not have a commercial workplace, your business could still be liable if someone is injured or incurs a loss as a result of your business activities. Reasons You May Need …

Should I Have Business Interruption Insurance

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Business interruption insurance can compensate you for lost revenue if your business cannot operate because of disaster or other event that forces you to temporarily close your business. For example, you may have a manufacturing business that is forced to shut down because the company that makes the raw materials you use has shut down and cannot deliver the supplies …

How to Choose Workers Comp Insurance For Your Business

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Workers compensation coverage, often called Workers Comp, is insurance that covers the cost of medical care and lost wages for any of your employees who suffer a work-related injury or illness. If you own a business and employ workers, you’ll probably need to purchase workers comp insurance to meet regulations in your state. Requirements vary by state and most states …

What is Business General Liability Insurance?

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Business general liability insurance, also known as commercial general liability (CGL) insurances, provides your business protection from claims against you for personal injury that occurs on your business property, or at other locations by your vehicles, equipment, employees or other business operations. What Does Commercial General Liability Insurance Cover? Here are some of the damages that are covered by most …