What Does Homeowners Insurance Cover?

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If you own a home, you will most likely need homeowners insurance. In fact, unless your house is paid off and you own it free and clear, you are probably required to have homeowners insurance at all times. To make sure you maintain the coverage you need, most mortgage companies add the cost of your homeowners insurance to your monthly …

Should I Have An Umbrella Insurance Policy?

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You might think you have all the insurance you need because you have an auto insurance policy and you have your house and possessions covered by homeowners insurance. But given how hard you’ve worked to get you house and cars, you may want to get additional protection ion the form of an umbrella policy. Simply put, umbrella insurance is additional …