Restaurants & Pubs Insurance

Restaurants & Pubs

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At Hartzell, we have helped restaurants, taverns & pubs, obtain the vital insurance protection they need. We find ourselves working with a wide variety of food service facilities, cultures and venues. Unlike many of our competitors, we’re known for our work with bar and restaurant insurance, along with our many other specialties. We know what you’re up against as a business owner. We understand the risks you face being in the hospitality industry. And we have taken the time to research and understand exactly what insurance products and coverage’s can help most and fit within your budget.

Restaurants & Pubs Insurance

Bar and Restaurant Insurance is a specialty program dedicated to the restaurant industry. Helping you get insurance to protect your restaurant, bar, night club, catering business or brewery is what we do best. Hartzell specializes in Workers Comp, Liquor Liability, Restaurant Insurance, commercial auto and more.

Our Restaurant & Bar Packages:

Before we recommend an insurance product for you, we take the time to understand your current and future needs. We ask about your clientele, your neighborhood, your exposures both from customers and employees. Only then do we create your custom package:

  • Restaurant Liability insurance
  • Worker’s compensation plans
  • Property insurance
  • Company auto
  • Bonds
  • Garage keeper/valet parking liability
  • Employee benefit plans (401k/health/life)
  • Employment practices liability
  • Food borne illness coverage
  • Crime/fidelity policies
  • Electronic instrument policies

At hartzell Insurance Group, we understand the pressures, risks and complexities of running a bar or restaurant. We offer insurance products tailored to your industry and take the time to really learn your business. That allows us to determine exactly the right types and amounts of coverage to protect your establishment.

Our Insurance Products

Hartzell protects your people, property and assets through:

Property Insurance

  • Property damage,including fire,natural disasters,terrorism
  • Outdoor sign coverage
  • Glass breakage
  • Sewer and drain backup coverage
  • Kitchen equipment breakdown
  • Food spoilage/change in temperature coverage
  • Guaranteed replacement, up to certain limits

Liability Insurance

  • General liability
  • Employment practices liability
  • Food-borne illness coverage
  • Liability for bar games (darts, pool, video games)
  • Liability for entertainment (karaoke, dancing, card rooms)

Workers’ Compensation Insurance

  • Comprehensive safety and return-to-work programs
  • Cost-containment programs

Business Auto Insurance

  • Bodily injury liability, collision and comprehensive coverages for business vehicles
  • Hired and non-owned auto

Liquor Liability Insurance

  • Coverage for the complications of serving alcohol
  • Property damage
  • Assault and battery
  • Extra coverage of employees as patrons

Replacement Coverage

  • Ordinance and law, extra coverage should you need to bring your building up to code when repairing damage
  • Business income replacement, in case you need to shut down temporarily

Theft and Crime Coverage

  • Employee dishonesty
  • Forgery and alteration
  • Vandalism and theft

Umbrella Coverage

  • Extra coverage, in case a standard policy doesn’t fully meet the needs of your establishment

The Hartzell Difference

Hartzell Insurance Group, located on Bethlehem Pike, Hatfield Pa, will help you protect the people and things most important to you, across all areas of your life—at work, at home and at play.

Hartzell offers commercial, personal and recreational insurance from hundreds of the nation’s best insurance companies. Yet if you have an issue or need to file a claim, your own local insurance agent will manage everything.

We work hard to build trusted relationships with our clients, so we can be that single, convenient source for your insurance needs.

Give us a call or email us today.

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