Hartzell has unique Insurance policies for restaurants, taverns & pubs

At Hartzell, we have helped restaurants, taverns & pubs, obtain the vital insurance protection they need. We find ourselves working with a wide variety of food service facilities, cultures and venues. Unlike many of our competitors, we’re known for our work with bar and restaurant insurance, along with our many other specialties. We know what you’re up against as a business owner. We understand the risks you face being in the hospitality industry. And we have taken the time to research and understand exactly what insurance products and coverage’s can help most and fit within your budget.

Bar and Restaurant Insurance is a specialty program dedicated to the restaurant industry. Helping you get insurance to protect your restaurant, bar, night club, catering business or brewery is what we do best. Hartzell specializes in Workers Comp, Liquor Liability, Restaurant Insurance, commercial auto and more.

Our Restaurant & Bar Packages:

Before we recommend an insurance product for you, we take the time to understand your current and future needs. We ask about your clientele, your neighborhood, your exposures both from customers and employees. Only then do we create your custom package:

Restaurant Liability insurance
Worker’s compensation plans
Property insurance
Company auto
Bonds
Garage keeper/valet parking liability

Employee benefit plans (401k/health/life)
Employment practices liability
Food borne illness coverage
Crime/fidelity policies
Electronic instrument policies

At hartzell Insurance Group, we understand the pressures, risks and complexities of running a bar or restaurant. We offer insurance products tailored to your industry and take the time to really learn your business. That allows us to determine exactly the right types and amounts of coverage to protect your establishment.

Our Insurance Products

Hartzell protects your people, property and assets through:

Property Insurance

Property damage,including fire,natural disasters,terrorism
Outdoor sign coverage
Glass breakage

Sewer and drain backup coverage
Kitchen equipment breakdown
Food spoilage/change in temperature coverage
Guaranteed replacement, up to certain limits

Liability Insurance

General liability
Employment practices liability
Food-borne illness coverage

Liability for bar games (darts, pool, video games)
Liability for entertainment (karaoke, dancing, card rooms)

Workers’ Compensation Insurance

Comprehensive safety and return-to-work programs
Cost-containment programs

Business Auto Insurance

Bodily injury liability, collision and comprehensive coverages for business vehicles

Hired and non-owned auto

Liquor Liability Insurance

Coverage for the complications of serving alcohol
Property damage

Assault and battery
Extra coverage of employees as patrons

Replacement Coverage

Ordinance and law, extra coverage should you need to bring your building up to code when repairing damage
Business income replacement, in case you need to shut down temporarily

Theft and Crime Coverage

Employee dishonesty
Forgery and alteration

Vandalism and theft

Umbrella Coverage

Extra coverage, in case a standard policy doesn’t fully meet the needs of your establishment

The Hartzell Difference

Hartzell Insurance Group, located on Bethlehem Pike, Hatfield Pa, will help you protect the people and things most important to you, across all areas of your life—at work, at home and at play.

Hartzell offers commercial, personal and recreational insurance from hundreds of the nation’s best insurance companies. Yet if you have an issue or need to file a claim, your own local insurance agent will manage everything.

We work hard to build trusted relationships with our clients, so we can be that single, convenient source for your insurance needs.

Give us a call or email us today.

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Restaurants & Pubs